1. You Should Only File One
Application At A Time
Find a payday loan company
you want to work with and stay with them. Each payday loan application
may be reported, and if you have multiple payday applications in at the
same time, they might all be declined!
2. It's Better To Apply
Early In The Week
You should get all of your
payday loan application information in between Mondays and Thursdays. Many
of the payday lenders are closed on the weekends so applications submitted
on Fridays might not receive their fast payday loan until the following
Monday.
3. Be Sure Read All The
Fine Print
Make sure the payday lender's
web page has Security and Privacy policy clearly stated and visible. This
will inform you of the payday lender's policy regarding your application
information.
4. Do Not Apply IF You
Do Not Meet The Requirements
The requirements for your
payday loan should be posted on the payday lender's website. These requirements
usually include a recurring income of at least $800 a month, a valid checking
account, and recent copies of your bank statement and pay stub. If you
do not meet the requirements this will just delay the rejection.
5. Check Out The Payday
Lender Carefully
Make sure that all payday
loans are made by a bank or a licensed lender. You should be able to find
this information on the payday website's home page or you might find it
on the application.
6. Don't Pay Upfront Fees
for Your Payday Loan
Never use a lender who charges
up front fees just for processing your payday loan application.
Up front fees are usually
a bad sign in any kind of business dealings, but even more so when dealing
with Payday Lending. Besides if you had extra money you wouldn't need a
payday loan anyway.
7. Security And Privacy
Make sure the payday loan
application submission page includes a SSL (Secure Socket Layer) certificate.
This means that your financial information is being securely transmitted
over the Internet. Also read the privacy policy to make sure your personal
information is not going to be shared. Check the payday loan lender's website
for a Terms of Service or Privacy Policy and then thoroughly read through
the information.
8. Contact Information
for Your Payday Loan Company
Every payday loan lender
should have their contact information clearly posted for you, including
phone number, email address, and physical address, on their website. If
you can't find this information, look somewhere else for a payday loan
officer.
9. Be Honest
Fill out your payday loan
application accurately and truthfully. You will be declined a payday loan
if you have exaggerated the facts on your payday loan application. Telling
the truth gives you a better chance of getting a cash advance.
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PayDayCity.com
- They offer
payday loans up to $500.00 and require it to be paid back in 15 days,
but DO allow you to ask for an extension if you need one. They specialize
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Click
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I M P O R T A N T
!
 |
Your
Credit Score
It's very important to know
what is on your credit report. These days you can get that info instantly
online. Don't think that a mistake can't be on your credit report. I found
a $5,000 mistake on mine! After I contacted them through the proper channels,
the $5,000 charge off, that wasn't even MINE, was removed from my credit
report immediately. I don't know who it belonged to but it was showing
up on "my" credit report and I never knew it until I signed up to review
my credit report. Click
HERE to see what is on your report and your current credit score.
You should do this before
you ever even apply for a loan! |
.
See also loans
for women at Digital-Women.com
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